PERSONAL FINANCE MANAGEMENT

Benefits of Being a Member of the Palisades Federal Credit Union

The home-based business community has recently been energized by a new option in credit unions: the option to open a Palisades Federal Credit Union branch. This option will allow business owners to have access to the resources and services of a credit union in their home town. The Credit Union branches are located throughout Northern California and Nevada. The idea behind a “palisade” or “ridge” system of credit unions is based on the fact that consumers live in different places and work at different times. This enables a credit union to provide a wide range of services to their customers. The following article is meant to be an explanation of the benefits of becoming a member of a credit union with a Palisades branch.

One of the most unique benefits to joining the Palisades Federal Credit Union is the ability to go online and access their banking services twenty-four hours a day, seven days a week. Online banking can be a godsend for those who live out of state and cannot get their banking done from their home state bank. Many online banks offer free online banking and even a mobile banking option. Opening a new online account in the Palisades Credit Union gives business people and homeowners a chance to experience the convenience of online banking without having to leave their home or office.

With this convenience comes security. When using an online banking system you are taking your financial information with you everywhere you go. There is no safer way to secure your bank accounts than with the use of an online banking service. By using the Palisades federal credit union you can protect your information by having a firewall installed between all of your banking information and any web sites that you visit. Even if you go to a non-palisade site, your information is still safe as they will only cross over your firewall if you authorize it.

Another benefit to using the Palisades federal credit union is the benefit of receiving a mystery shopper service. This is when a professional mystery shopper visits your company and does some investigation on your behalf. They are responsible for finding the best offers, and they are also responsible for keeping the information confidential.

The federal banking services offered by the Palisades Federal Credit Union are second to none. They offer twenty-four hour financial services including online banking and financial planning. If you choose to use their online banking facility you will have access to all your checking and savings accounts as well as investing options like stock and bond investing. If you are interested in saving money or boosting your current savings account you will be able to do so as well.

You can choose from several different options for your new home loan, when you use the Palisades credit union as your lender. One choice is a home equity line of credit (HELOC). This type of home loan is offered to persons who live, work, and pay taxes in the United States. Another option is a no documentation loan. This means that if you do not have documentation of employment, residence, or income than this type of loan is not going to be offered to you. These are just two of the many different kinds of financing options you will have available.

One other benefit of becoming a member of the Palisades credit union is the free advertising they provide to people looking to buy a new home or to refinance their existing mortgage. When you become a member you will receive a letter from the association informing you of all the benefits you will receive by becoming a member. The advantages of being a member of the Palisades federal credit union include many things including information on interest rates, loan products, FICO scores, unemployment, as well as new homes. Many of the loan products are not available through conventional lenders, so the advantages of the no documentation loan is a big one. Many of these loans have very competitive interest rates.

When you become a member of the New York Locals Federal Credit Union, you will enjoy many benefits including low interest rates, no documentation requirements, competitive interest rates, FICO scores, unemployment benefits, free educational classes, no fees, and free government money to help you with your purchase. The benefits of being a member of this credit union are many. One of the most important benefits is the interest rate you will receive. If you are in the process of purchasing a new home, or refinancing your current home this interest rate can make a significant difference in your financial future.

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