If you’re looking for a convenient credit union branch in your area that offers convenient services, as well as excellent rates and services, you should consider RTP Federal Credit Union. Located in Waltham, Massachusetts, RTP has been a trusted community bank for members for over fifteen years. It’s also a member of the NAR National Association of REALTORS. As a credit union, it is committed to offering a wide range of services, including financial education, membership in community services, and a safe and secure financial environment.
In 1968, a group of federal employees began the process of establishing a not-for-profit credit union in Waltham. Since then, this community bank has grown to become an extremely strong institution. Members receive a variety of complimentary services, including low interest loans, low service charges, and competitive loan rates. There are over three hundred branches across eleven states, including New Hampshire and Vermont. In addition to its numerous branches, RTP offers a variety of convenient services, including online banking, direct deposit, credit unions, financial planning, affordable online investing, and affordable car insurance.
The Research Triangle Park in Waltham is another great option to check out when looking for a RTP federal credit union. It is a location frequented by several people each day. According to the research triangle park website, “The Research Triangle Park was designed as an outdoor recreation area where residents could enjoy a wide variety of recreational activities, relax, and get some exercise.” The site continues, “Not only does it offer plenty of places to eat and hang out, but it also offers residents a wonderful array of unique and convenient services.”
There are a few factors to consider when choosing a credit union. One is to determine if the members have a common bond of trust and are able to work well together. Another is to examine the not-for-profit status of the credit union. If it is not a member of the Nampa valley bankruptcy association, then it should be avoided. Not-for-profit financial institutions must meet certain requirements, so take time to research before signing up.
If the financial institution meets the criteria, then look at how accessible the services and amenities are. It would be helpful to be able to discuss any major concerns with a representative of the RTP. They should be available and willing to address any questions or concerns the members have. The members should also look for a union that provides reasonable hours of operation and a 24-hour telephone number.
Look for services in the contract that allow the members to create their own profile. It is also important to make sure the union will monitor and file payroll information with the IRS. Any other financial institution can charge its users for this service. If the members feel they are in good hands, then they will gladly spend their money with an RTP.
Being part of a financially stable association is important to any new member. However, one of the greatest benefits of joining RTPs is that they do not charge income tax. Most people think the only time they will have to pay income tax is when filing federal and state returns. This is not true. A union can withhold taxes from salaries until the money is given out. This ensures both members and financial institutions stay on the right side of the law.
Finding a suitable financial institution is the first step towards joining an RTP. Once there, look for benefits such as a free referral program and a no minimum monthly payment option. All of these will help the members get started on the right foot.