The Mountain Laurel Federal Credit Union has been operating for over twenty five years. A strong member of the Association of Independent Bankruptcy Alternatives, the MLCU has always had their house in order. They are a member of the National Foundation for Credit Union Research and Education. If you’re interested in learning more about joining the MLCU, their website can provide you with everything you need to know.
MLCU Offers Free Insurance Leads: One of the best features of this credit union is the fact that it offers free insurance leads. You may be required to have your own business to be eligible for one of these leads. In order to receive one, you must contact a representative within the MLCU. After receiving the lead, you can go through all of the options available to you and determine which one best fits your personal needs.
Offers Insurance Buying and Selling: Just like any other credit union, the mountain laurel also allows its members the opportunity to buy and sell items. To do this, they require proof of identity. Each member can then use a special form to request a mountain laurel trade. The mountain laurel will conduct an investigation to verify that the transaction is legitimate before giving you access to it.
Offers Affordable Rates: mountain laurel credit unions take pride in offering affordable rates to its members. They do this by offering low interest rates on loans, savings accounts, auto loans, mortgages, and even some student loans. To ensure that you don’t end up paying more for your money, the mountain laurel federal credit union does have a borrowing cap. This means that you will only be able to borrow a set amount each month. You can still use the internet and make a number of loans at once or you can combine your individual loans into one.
Secures Your Credit Score: Since mountain laurel unions are not-for-profit organizations, they are required by law to keep decent records of their financial information. This record includes a summary of all information on your membership and the state of your credit score. This information allows the credit union to see just how responsible you are financially and to spot any errors. If mistakes are made, they can easily correct it and you will be allowed to re-apply for membership in no time at all. It is very important that you pay all your bills on time so that your credit score stays high.
Complies to All Federal Laws: mountain laurel federal credit union is required by law to conform to all federal laws. They must also post all new updates on their website. You should always check this site for updates and new information. It would be a good idea to follow it so that you will know what is going on and so that you will know when there is something that you need to do.
Access to Personal Finance: mountain laurel federal credit union is allowed to give you one free account that you can use to manage your personal finances. Since you will be using this account for personal finances, this is an advantage and a privilege that you should grab. You will have access to a great many things, once you get started. You can use this credit account to pay your bills and to save money. You can build up a nest egg to help you with your future.
These are just a few of the mountain laurel benefits that you can take advantage of. A mountain laurel union is very different from a traditional bank in a lot of ways and they can definitely provide you with some great advantages. They also offer a lot of services to help people maintain their mountain laurel rating. With all these benefits, it will be very easy for you to get your mountain laurel federal credit union account.